Travel insurance is defined as an insurance model given to people who travel, so that it covers losses resulting from accidents that may occur to the traveler during his travel, including payment for any medical treatment, or loss of money and property while traveling.
Types of travel insurance
Travel always involves many risks, such as injury to diseases, exposure to a specific accident, loss and theft of property, and other accidents, so travel insurance provides assistance to reduce financial losses related to these lost items, and there are five main types of travel insurance, which are:
Aviation insurance: It is a life insurance policy in the event that the plane crashes during the flight.
Baggage Insurance: This type of insurance covers passengers’ luggage in the event that it is delayed, lost, or damaged during the flight, with some exceptions to the prices of jewelry or expensive electronics.
Trip cancellation insurance: This type covers the expenses resulting from canceling the trip for unforeseen reasons; Such as health problems, accidents, and bad weather, so that it covers the non-refundable fees that were paid to obtain the flight.
Medical insurance: It provides discounts for international travelers, who are not covered by their health insurance outside the country, so that it covers the traveler’s health care expenses.
Evacuation insurance: This type covers the cost of transporting the traveler to a medical facility for emergency treatment, as some of these types may cover dangerous sporting activities; Like parachuting.
Buy travel insurance
Travel insurance varies according to cost, exclusions, and insurance coverage, as coverage may be available for a single trip; So that it covers the trip of people who travel from time to time, or multiple travel; Which provides coverage for many trips within one year, so that one trip does not exceed thirty days, or annual travel; Which provides coverage for a full year, so the buyer must be aware of all insurance terms before purchasing it from the company, and it is worth noting that the premiums, in addition to the period of coverage, depend on the type, age of the traveler, and the destination of the trip, in addition to the cost of the trip.