What kind of car insurance do you need to drive a car? In this article, we will introduce recommended car insurances and points to choose the recommended car insurance, so if you are considering taking out car insurance, why not take this as a reference?
There are two types of automobile insurance: compulsory insurance and voluntary insurance. As mentioned above, there are two types of automobile insurance: compulsory automobile liability insurance, which must be insured, and voluntary insurance , which individuals can take out as they like.
All drivers take out liability insurance, but there are various types of voluntary insurance, and you are free to enter or not. However, in reality, the liability insurance is not sufficient, so almost all drivers also have voluntary insurance.
4 ways to choose car insurance
Here’s how to choose the recommended car insurance. Even if you want to take out car insurance with your car, you may not know which one to choose because different insurance companies offer different types of car insurance. Here are four ways to choose car insurance, so please use it as a reference when choosing car insurance.
Choose between mail order type and agency type
There are two types of automobile insurance: a mail-order type where you can apply by phone or the Internet, and an agency type where you apply by completing procedures at an insurance agency. The agency type can receive advice directly and the procedure is smooth, but the insurance premium is high. On the other hand, the mail-order type requires you to check the insurance contents yourself, but you can complete the procedure at your own timing and the insurance premium is cheap.
Choose within the range of drivers covered
Automobile insurance is driver limited Rider and a combination of age conditions in limiting the scope of the driver to be compensated you. In automobile insurance, the range of drivers to be covered is set first, and the narrower the range of drivers covered, the lower the insurance premium. For example, if it is a driver-only special contract, the coverage is determined by the combination, such as whether it is limited to the driver and spouse or the driver’s family, and whether the driver’s age is all age compensation or 21 years old or older compensation.
Choose if you have car insurance
It is recommended to have vehicle insurance for automobile insurance. Vehicle insurance is insurance that covers damage to your car and is basically an option. You may think that the cost of repairing a car will be covered by the other party’s objective compensation, but the other party’s objective compensation will only cover the other party’s fault rate. Therefore, it is safer to have vehicle insurance.
Choose based on low insurance premiums
It is recommended that you set your car insurance so that the premium is as low as possible. There are different types of car insurance, and premiums vary from insurance to insurance. In addition, insurance premiums are determined by the combination of compensation details, maximum amount, and special contracts. It is possible to reduce insurance premiums by limiting the coverage, so it is recommended to choose insurance that can cover the range you want to be covered and is cheaper than the basic insurance premiums.
Recommended Car Insurances
Here are some recommended car insurances. Car insurance is sold by many insurance companies, and one insurance company offers multiple types of insurance, so there are many types of insurance. Therefore, you may not know which insurance to choose. Here are recommended car insurances, so if you are going to choose car insurance, please refer to it.
Sony Assurance is an automobile insurance that not only accepts accidents 24 hours a day, 7 days a week, but also has a dedicated person in charge to provide full support until resolution .
In the event of an accident, SECOM emergency responders will rush to the scene to check the accident situation and cooperate with Sony Assurance. In addition, it supports not only road service when you cannot drive on your own, but also transportation and accommodation expenses.
Zurich insurance company
Churih-hihoken-kaisha is the industry’s highest level of road service of is the car insurance is recommended.
Service centers across the country about 9,500 locations there is, rushed to the scene, even 24 hours a day, 365 days a year you can. You can use all services from the first year of the contract, and even if you use the road service, the grade and insurance premiums for the following year will not change. In addition, it is a recommended insurance with a full service lineup such as unlimited accommodation cost compensation and full support for transportation costs after repair.
E-design non-life insurance
E-design non-life insurance is Tokio Marine Group’s automobile insurance, and the degree of satisfaction with accident response is 93.6%, which is highly evaluated by drivers .
All contracts are covered by insurance such as legal fees, so you can rest assured even if you get an accident. In the event of an accident, a dedicated person will negotiate a settlement and take charge of solving the accident.
Tokio Marine & Nichido car insurance
The feature of Tokio Marine & Nichido Automobile Insurance is that you can also choose one-day automobile insurance .
In addition to the general voluntary insurance Total Assist Auto Insurance , we also offer Choinori Insurance that you can take out every 24 hours, such as when renting a car from your family or friends . Both are available 24 hours a day, 365 days a year for accident reception and full road service.
AXA General Insurance Co., Ltd.
AXA General Insurance Co. Ltd. ‘s automobile insurance can be easily quoted online, and you can get a discount of up to 190 USD by applying online. Satisfaction with transfers from other companies is also 96%, and we offer a full range of compensation that suits your lifestyle.
Saison Automobile Fire Insurance Co., Ltd.
Saison Automobile Fire Insurance Co., Ltd. is a car insurance with a maximum net discount of 90 USD.
Adult car insurance, which offers a low premium for people in their 40s and 50s, who have a low accident rate, is recommended for people in their 40s and 50s. Of course, compensation such as road service 24 hours a day, 365 days a year in the event of an accident is also substantial.